YES Prosperity Rewards Credit Card – Rewards, Benefits, Eligibility and Charges

Do you want to apply for YES Prosperity Rewards Credit Card ?. Then you are on the right page. In the previous article, we have given complete details about Axis Bank Titanium Prime Plus Debit Card. Check out the features of the YES Prosperity Rewards Credit Card. This Credit Card is to enjoy the convenience & safety of cashless payments, that has the characteristics of Attractive rewards, Insurance cover, Lifestyle Benefits, etc., Through this article, we are going to provide the details of YES Prosperity Rewards Credit Card (यस समृद्धि रिवार्ड्स  क्रेडिट कार्ड) like the Application process, Eligibility criteria, Required Documents for applying, Benefits, Features, Rewards, Credit Limit, Fee & Charges and Contact Details. We are also providing Reviews and FAQs. Continue reading this article to get more information about YES Prosperity Rewards Credit Card.

About YES Prosperity Rewards Credit Card

EventsInformation
Card NameYES Prosperity Rewards Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the whole Credit Limit
Annual ChargesRenewal Membership Fee of Rs.250/- reversed on spends of Rs. 15,000/- within 12 months prior to the renewal.
Reward PointsEarn 10,000 Bonus Reward Points on achieving spends of INR 1.8 Lakhs /more in each anniversary year.

Get 2 Reward Points per INR 100 on Grocery Stores and Supermarkets

Earn 1 Reward Point per INR 100 on other categories

500 Reward Points on each YES PayNow registration.

International UsageYes
Official WebsiteClick here

With your YES Prosperity Rewards credit card, Enjoy the convenience & safety of cashless payments. Make your transactions truly rewarding, by earning quick Reward Points & redeem them easily for exciting merchandise. Enjoy the Rewards, Lifestyle benefits, Foreign Currency Markup, Security Features, Fuel Surcharge, Insurance Cover, etc.,

Card NameYES Prosperity Rewards Credit Card
EligibilitySalaried or Self Employed
Age LimitThe applicant age must be in between 21 and 60 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 60 years.
  • Salaried or Self Employed.
  • Min. Net Salary of Rs. 25,000 per month / IT Return of Rs. 5 Lacs & above

Documents Required

The Required documents to apply for YES Prosperity Rewards Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES Prosperity Rewards Credit Card – Application Process

To Apply for YES Prosperity Rewards Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES Prosperity Rewards Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES Prosperity Rewards Credit Card Limit

There is no particular limit for YES Prosperity Rewards Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features

  • Annual Bonus of 10,000 Reward Points.
  • Up to 2 Reward Points per Rs.100/- of retail purchases. Reward Points that never expire.
  • Fuel surcharge waiver across all fuel outlets in India.
  • Accelerated Rewards on Grocery Stores & Supermarket Spends.
  • 10,000 Bonus Reward Points on reaching spends of Rs. 1.8 Lakhs /more in each anniversary year.

Benefits

  • Annual Bonus Rewards
  • Interest Rate of 3.5% /month (42% annually) on Revolving Credit, Cash Advances & Overdue Amount.
  • Preferential Foreign Currency Markup of 3.40% only
  • Fuel Surcharge Waiver at all fuel stations across India for the transaction between INR 400 to INR 5,000
  • Lifestyle Benefit
  • Secure your online transactions with MasterCard SecureCode
  • Password for IVR transactions
Annual Reward Points Program

Earn 10,000 Bonus Reward Points on achieving spends of INR 1.8 Lakhs or more in each anniversary year. 2 Reward Points per Rs. 100/- on Grocery Stores & Supermarkets. 1 Reward Point per Rs. 100/- on other categories. 500 Reward Points on each YES PayNow registration. Redemption of Reward Points against JPMiles (4 Reward Points is equal to 1 JPMile).

Lifestyle Benefit and Password for IVR transactions

Earn great offers across travel, dining, shopping, wellness & more, in select cities. To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number.

Fees and Charges

  • 1st Year Membership Fee of Rs.250/- reversed on spends of Rs.5,000/- within 90 days of card Set up.
  • Renewal Membership Fee of Rs. 250/- reversed on purchases of Rs.15,000/- within 12 months prior to the renewal.
Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES Prosperity Rewards Credit Card Review

  • Ratings of the YES Prosperity Rewards Credit Card are 3.8 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

How to change/update the mailing address?

Kindly place a request at the nearest branch for changing the Mailing address.

I am an NRE customer & I want to update the contact details?

You may send an Email or Fax the request to incase Fax/email Indemnity is at the place or else you may send the original request through courier at your home branch.

Can I use my present salary account if I have changed employers?

Yes, only if the new employer is registered as a Corporate account holder with YES BANK.

How can I upgrade my account type?

Ans. Kindly place a request at the nearest branch.

Hope you may get the complete details of the YES Prosperity Rewards Credit Card like About YES Prosperity Rewards Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

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