YES Prosperity Rewards Plus Credit Card – Benefits, Charges, Application Process

Do you want to apply for YES Prosperity Rewards Plus Credit Card?. Then you are on the right page. In the previous article, we have given complete details about YES Prosperity Rewards Credit Card. With the YES Prosperity Rewards Plus Credit Card, Earn extra Rewards on your transactions and redeem them for exciting merchandise. Here we have provided the details of YES Prosperity Rewards Plus Credit Card (यस समृद्धि रिवार्ड्स प्लस क्रेडिट कार्ड) like the Application process, Eligibility criteria, Required Documents for applying, Benefits, Features, Rewards, Offers, Credit Limit, Fee & Charges, and Contact Details. We are also providing Reviews and Frequently Asked Questions. Continue reading this article to get more information on YES Prosperity Rewards Plus Credit Card.

About YES Prosperity Rewards Plus Credit Card

EventsInformation
Card NameYES Prosperity Rewards Plus Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the whole Credit Limit
Annual ChargesRenewal Membership Fee of Rs.350/- reversed on spends of Rs.25,000/- within 12 months prior to the renewal.
Reward PointsEarn 12,000 Bonus Reward Points on achieving spends of INR 3.6 Lakhs /more in each anniversary year.

3 Reward Points per Rs. 100/- on Grocery Stores and Supermarkets.

2 Reward Points per Rs. 100/- on other categories.

500 Reward Points on each YES PayNow registration.

International UsageYes
Official WebsiteClick here

With your YES Prosperity Rewards Plus credit card, Earn extra Rewards on your transactions and redeem them for exciting merchandise. Benefit from features designed to offer you a superior & rewarding payment experience. Enjoy the Rewards, Lifestyle benefits, Foreign Currency Markup, Security Features, Fuel Surcharge, Insurance Cover, etc.,

Card NameYES Prosperity Rewards Plus Credit Card
EligibilitySalaried or Self Employed
Age LimitThe applicant age must be in between 21 and 60 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 60 years.
  • Salaried or Self Employed.
  • Min. Net Salary of Rs. 25,000 per month / IT Return of Rs. 5 Lacs & above

Documents Required

The Required documents to apply for YES Prosperity Rewards Plus Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES Prosperity Rewards Plus Credit Card – Application Process

To Apply for YES Prosperity Rewards Plus Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES Prosperity Rewards Plus Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES Prosperity Rewards Plus Credit Card Limit

There is no particular limit for YES Prosperity Rewards Plus Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features

  • Up to 3 Reward Points per Rs.100/- of retail spends.
  • Fuel surcharge waiver across all fuel outlets in India.
  • 12,000 Bonus Reward Points on reaching spends of INR 3.6 Lacs /more in each anniversary year.
  • Zero documentation
  • No Processing fees
  • Repayment options from 3 months to 24 months
  • Convert Transaction starting from as low as Rs.2,500/-
  • Interest Rates ranging from 12% per annum to 15% per annum.

Benefits

  • Annual Bonus Rewards
  • Reward Points Program
  • Credit Shield (Insurance) cover in case of accidental death of Primary Cardmember.
  • Interest Rate of 3.5% per month i.e., 42% annually on Revolving Credit, Cash Advances & Overdue Amount.
  • Preferential Foreign Currency Markup of 3.40% only
  • Fuel surcharge waiver at all fuel stations across India for the transaction between  Rs.400/- to Rs. 5,000
  • Lifestyle Benefit
  • Secure your online transactions with MasterCard SecureCode.
  • Password for IVR transactions
Annual Bonus Rewards

Earn 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs /more in each anniversary year. Get 3 Reward Points per INR 100 on Grocery Stores & Supermarkets. Avail 2 Reward Points per INR 100 on other categories & 500 Reward Points on each YES PayNow registration. Redemption of Reward Points against JPMiles (4 Reward Points is equal to 1 JPMile).

Lifestyle Benefits and Password for IVR Transactions

Enjoy great offers across travel, dining, shopping, wellness & more, in select cities. To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number.

Instant EMI

There are some things in life that you want instantly. We understand your needs & present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card. You can now make your dream holiday /the long-awaited widescreen television & repay in EMIs (Equated Monthly Installments) with your YES BANK Credit Card. You can earn your rewards points on transactions that are converted into EMIs.

Fees and Charges

  • First Year Membership Fee of Rs. 350, reversed on spends of Rs. 7,500/- within 90 days of card Set up
  • Renewal Membership Fee of Rs. 350, reversed on spends of Rs. 25,000 within 12 months prior to the renewal.
Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES Prosperity Rewards Plus Credit Card Review

  • Ratings of the YES Prosperity Rewards Plus Credit Card are 3.5 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

Where should I register my query/complaint?

Ans. Please register your query/complaint either by Sending email on [email protected] OR by Calling on YES TOUCH Phone Banking Number -18002000 (Toll-free)

How to close my account?

Ans. please visit your nearest YES BANK branch to close your account.

How to upgrade my Savings Account from one variant to another variant?

Ans. Please contact your nearest branch or the branch where you have opened your Savings Account for the upgrade/change of Savings account variant.

What’s new about the Customizable Savings Account?

Ans. For the first time in the Banking industry, the customer has been given the power to choose various options basis their requirements. You can choose your own Debit Card, Pricing Options, Account Packages & YES Delights.

Hope you may get the complete details of the YES Prosperity Rewards Plus Credit Card like About YES Prosperity Rewards Plus Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

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